Employer cost — just $25 per employee per month.
AffinityChoice bundles four core coverages into one simple, affordable plan — no health questions, no physicals, 100% online enrollment.
Up to $50,000 of group life insurance provided by the employer. Employees can purchase up to an additional $50,000.
Use any licensed dentist! Coverage is provided for routine and preventive visits as well as more serious conditions.
Eligible employees can select vision coverage for themselves and their families. Any licensed vision provider can be used.
Employees can get income protection insurance to help replace lost earnings in the event of a qualifying accident or illness.
The days of "one-size-fits-all" benefits are over.
AffinityChoice is an employer-supported voluntary group insurance benefit plan. It is often described as a "defined contribution" plan because the decision of how much the employer will contribute to subsidize the employees' premiums is made by the employer, not by the insurance company. The minimum is $25 per participating employee per month.
It is then up to each employee to choose the benefits for which they want to enroll. The employer's contribution is applied to reduce the employee's cost. Defining their own contribution allows employers to control costs by establishing a fixed, budgetable monthly expense.
Check whether your business qualifies for AffinityChoice in five simple criteria.
10 or more full-time employees
Full-time employees work at least 30 hours per week. Members of sponsoring associations or franchise organizations only need 5 or more employees.
Engaged in an eligible industry
Not every business can apply. If you have questions, see our list of ineligible industries or contact us.
6 months in business
Businesses with 6 months or more of operating history can apply.
Domiciled in an approved state
Currently available in FL, GA, IN, MD, MN, NY, PA, and VA. More states coming soon.
No more than 50% of employees are related
We love family business, but no more than half of the workforce can be related for the employer to qualify.
Take a tour of the enrollment experience your employees will use — no login required.
Visit Our Sample Enrollment SiteIt's easy to enable your employees' contributions to come out of their paychecks before taxes. All you need to do is set up a Section 125 Premium Only Plan.
Employees can save 20% to 40% of their premiums depending on their personal tax bracket. You save as well because pre-taxing their contributions means that you do not have to pay the 7.65% FICA (Social Security and Medicare) tax.
Get DetailsICHRAs are a new solution for employers looking to help employees and their families get health insurance without breaking the bank. Each eligible participating employee receives a monthly tax-free allowance — a fixed, budgetable amount determined by the employer.
Learn More & Order Plan Documents
Currently available in Florida, Georgia, Indiana, Maryland, Minnesota, New York, Pennsylvania and Virginia. More states coming soon.
Uncomplicated plan designs
All the basic benefits employees need — and none that they don't.
Convenient, no-hassle digital enrollment
100% online — no employee meetings, no paperwork, no hassle.
Fixed monthly employer cost
No surprises. A predictable, budgetable monthly expense you control.
Improve employee retention
A small monthly investment that employees notice and value.
For a small fixed monthly investment, AffinityChoice offers employers a great opportunity to increase employee satisfaction and improve employee retention.
